DIRECT HARD MONEY LENDERS IN CINCINNATI FOR REAL ESTATE INVESTMENT

We are local

Low Rate. Zero Hassles.

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Who we are

We are private money lenders, providing real estate investors and business owners Nationwide with a fast, simple, transparent process to obtain a private money loan.

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Speed

As local real estate investors we understand that sometimes the best deals are the ones that can’t wait. Thanks to our common sense underwriting in house, in most cases we can close your deal in a week!

Simplicity

We’ve eliminated hoops and hidden fees so you can worry about what matters most: Finding your next real estate project and making money from your investment real estate.

Transparency

We approve our loan terms based on property value, property project cash flow and borrower experience, not just your credit score. That means we remove the stress that comes with traditional financing, and close faster.

What we offer

Mortgages so simple, you see what you get.

Fix & Flip Loans

Funding nationwide – distressed properties banks won’t finance.
Up to 92.5% LTC, 75% LTV
Loans from $500K to $5MM
13, 19, 24-month term options
Non-recourse available
Interest only loans
1-4 unit residential properties

New Construction Loans

Loans up to $20MM
Spec builds and model homes
Non-recourse available
Up to 90% LTC and up to 75% ARV
Rates starting at 7%
13-, 19-, and 24- month term options
Fast due-diligence and closing

Cash Out Refinance

Refinance & Cash Out Short-Term

Refinance Long-Term

Business Loans

Property Type - 1-4 Units | 5+ Units
Markets - Nationwide
Loan Amount - $500k - $20M
LTV - Up to 80% on the “as is value” or 70% of “after repaired value” (ARV)
LTC - Up to 100%
Interest Rate - Starts at 7%

Rental Loans

Single-Family Rental Loans
Single Property Funding

Multifamily Long-Term Hold

Loans up to $20MM
5 to 100 units
Primary, secondary, tertiary markets
Amortized and interest-only options
Low seasoning requirements
As low as 80% occupancy
Out of state owners are OK
Foreign nationals are OK
Non-recourse available

How it Works

How it works

We take the frustration out of the loan process. Here is how we help you close deals

Step 1

Initial Consultation

Step 2

Document Collection

Step 3

Evaluation and Approval

Step 4

Disbursement Process

CLIENT FEEDBACK

Testimonials

Andrew Reid

If you need a deal done quick and painless, Zoltar Lenders, LLC is the way to go. Professional and easy to work with!

Madeleine Marshall

We greatly appreciate the professionalism and hard work of allowing us to get the ground running in Cincinnati!! Zoltar Lenders, LLC gave us the platform.. We really can’t say enough but a Gracious Thank you!!!!

Laila Baldwin

Great service! Very professional and knowledgeable! Walked me through the process from beginning to end! Will def work with this group again!